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For divorce attorneys, forensic accountants, and the person going through it

Divorce accounting starts with reconstruction.

Every joint statement, every rental payout, every Schedule E line, every Venmo transfer — assembled into one cited record.

Lossless reconstructs the financial picture of a marriage from the digital trail — emails, bank statements, brokerage 1099s, rental-property bookings, court filings, custody agreements, and tax returns — and produces an exhibit-ready ledger with a citation on every line. Built for the three records that dominate divorce work: real estate & rentals, joint accounting, and tax history.

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Three records, one ledger

The three record streams that dominate every divorce file.

Most of the work in divorce accounting is reconstruction: pulling years of records out of inboxes, bank portals, and shoeboxes, and turning them into something a judge or mediator can read. Lossless makes that the easy part.

divorce · 14 pine ave · property file
Real estate & rentals Marital home + rental property · cited
  • 14 Pine Ave · FMV appraisal · Mar 28$1.45M
  • Airbnb · 47 bookings · 2022–2025+$84,210
  • HVAC · roof · paint · 14 invoices-$22,140
  • Lease addenda · 2021–20268 docs
  • Schedule E · 2022, 2023, 2024cited
01 Real estate & rentals

The marital home, the rental, and every dollar they touched.

Pull every closing doc, mortgage statement, HELOC line item, appraisal, rental booking, payout, and improvement receipt — across years — and produce a cited timeline of equity, income, and expense. Built for property division and contested rental valuations.

  • Airbnb / Vrbo bookings + payouts reconciled to bank deposits
  • Mortgage, HELOC, and refinance history with PDF citations
  • Appraisal trail (auto + ordered) for property-division disputes
  • Schedule E auto-generated, line-by-line, with source receipts
"We rebuilt three years of rental P&L from one Gmail and one Plaid connection. The judge accepted it on first review."
— Forensic accountant, family-law specialty
47bookings reconciled
14maintenance invoices
1-clickSchedule E
Airbnb · Vrbo Plaid mortgage / HELOC Appraisal history Schedule E export PDF citations
divorce · joint accounting · 2022–2025
Divorce accounting Joint accounts + forensic tracing
  • Chase joint checking · 4 years3,412 txns
  • BofA HELOC · principal & interest48 stmts
  • Venmo + PayPal · forensic flags47 flagged
  • Plaid · 12 institutions · all linked100%
  • Custody filing · v.3 · OCR'd22 pp
02 Divorce accounting

Reconstruct the marriage. Line by line, cited.

Every joint account, every shared card, every Venmo transfer, every recurring charge — across however many years matter. Lossless ingests them, links the receipts that explain each entry, and flags transfers that look like asset shielding for forensic review.

  • Joint checking, savings, credit cards, brokerage — all institutions
  • Venmo / PayPal / Zelle / Cash App forensic tracing
  • Recurring vs one-time spend split, year-over-year
  • Court-grade exhibit export — every line cites the source
"I found $23,840 in unaccounted Venmo transfers in twenty minutes. Without Lossless that was two weeks of forensic work."
— Family-law attorney, contested-divorce practice
12institutions linked
3,412txns reconciled
$23,840flagged outflow
Plaid · Chase · BofA Schwab · Fidelity Venmo · PayPal · Zelle Court-grade export Audit log Forensic flags
divorce · tax history · 2020–2024
Tax history Joint returns · 1099s · amendments
  • Joint 1040 · 2020 · 2021 · 2022 · 20234 yrs
  • 1099-DIV / 1099-B · Schwab joint-$2,180
  • Schedule E · rental 2022–2024142 lines
  • Schedule C · spouse 1099 income28 lines
  • 2023 return · filed · accepted+$4,210
03 Tax history

Every joint filing. Every deduction. Every amendment.

Pull the last decade of joint returns, 1099s, W-2s, K-1s, and Schedule E/C filings. Auto-categorize by year and party. Surface amendment candidates — receipts the household forgot to claim that affect the split.

  • Joint and individual return history, year-by-year
  • 1099-DIV, 1099-B, 1099-INT auto-pulled from brokers
  • Schedule E (rental) and Schedule C (spouse business) drafted
  • Amendment-ready: forgotten receipts surfaced retroactively
"Lossless found two years of unclaimed rental deductions. We filed amendments mid-mediation; both sides agreed on the revised basis."
— CPA, divorce-tax specialty
10 yrsof returns indexed
2 yrsamended & recovered
100%cited
Schwab · Vanguard · Fidelity Schedule C / E / A 1099 auto-pull Amendment helper CPA export
How it works

From inbox to exhibit, in four steps.

  1. 01

    Authorize the sources, once.

    Gmail, Microsoft 365, every bank via Plaid, brokerages, Airbnb/Vrbo, Venmo/PayPal/Zelle, Google Drive for scanned PDFs. Read-only OAuth, revocable any time.

  2. 02

    Backfill the relevant years.

    Lossless reaches back as far as your data goes. Most divorces need 3–7 years; we ingest the full inbox window plus PDFs you upload.

  3. 03

    Reconstruction runs automatically.

    Receipts match transactions. Statements link to wires. Forensic flags surface unusual transfers. Schedule E and C are drafted from the rental and 1099 streams.

  4. 04

    Export to your attorney, CPA, or the court.

    Court-grade exhibit binder (PDF), CSV for forensic accountants, JSON for opposing counsel's tooling. Every line cites its source document.

Some of the most sensitive records you own.

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